Home Loan

At least 21 years old but not exceeding 70 years old at the end of the loan term
Minimum gross income of P50,000/month or its equivalent in US Dollars
With stable source of income from employment or business
- If Salaried:
  At least 2 years of combined continuous employment from previous and current employers and status in current employer is permanent/regular and not probationary/contractual
- If Self-employed:
  At least two (2) consecutive successful and profitable years in operation

At least 21 years old but not exceeding 70 years old at the end of the loan term
Minimum gross income of P50,000/month or its equivalent in US Dollars
With stable source of income from employment or business
- If Salaried:
  At least 2 years of combined continuous employment from previous and current employers and status in current employer is permanent/regular and not probationary/contractual
- If Self-employed:
  At least two (2) consecutive successful and profitable years in operation
Foreign Nationals working, living or residing in the Philippines who are holders of any of the following visa may apply for a BDO Home Loan.
- Quota or Preference Immigrant Visa Holders (Sec 13 of Phil. Immigration Act)
- Non-Quota Immigrant Visa Holders such as:
  - Alien Spouse of a Filipino citizen (Section 13A Visa)
  - Child born outside of the Philippines to a Mother holding Section 13A Visa
  - Child born in the Philippines to a Mother granted Section13A Visa
  - Natural-born Filipinos married to an Alien (Section 13D)
  - Returning Resident (Section 13E)
  - Natural-born Filipinos naturalized by a foreign country (Section 13G)
- Embassy Officials who are residing in the Philippines for more than 1 year
- Holders of Special Resident Retiree Visa (SRRV)
- Aliens granted with permanent residence status and working visas issued by the Subic Bay Metropolitan Authority (Republic Act No. 7227)

Move in to your new home soon with
BDO Home Loan and enjoy these benefits:

Flexible Payment Terms

Make your loan payments lighter with terms of up to 20 years, and low rates with option for longer fixing period.

Affordable Cash-Out

Pay your loan-related fees and insurances in easy terms.

All-in Financing
- Loan-related fees can be financed and paid up to the term of your Home Loan.

Built-in Insurance
- Insurance Premiums for 1-year coverage can be paid in 12 equal monthly installments without interest.

Light Payment Options

Choose from the following payment options:

60-day Grace Period
- First payment to start sixty (60) days after the release of your loan, subject to applicable interest.

Interest Only for the first six (6) months
- Principal and interest payments to start right after.

Ready to start your
BDO Home Loan
application?